With Prospect Mortgage as your lender, you get:

The Strength of One of the Nation's Largest Independent Residential Retail Lenders

As one of the nation's largest independent residential retail lenders, Prospect Mortgage has greater control over your transaction and is able to approve and close loans in-house. In fact, we may be able to fund loans that other lenders might deny. 

The Right Loan for You

Our highly experienced Loan Officers take the time to carefully listen to you and understand your goals, and then provide a consultative approach to helping you find the right loan. It’s all about finding the right loan for you.

We offer a variety of home loan solutions including first-time homebuyer programs with down-payment assistance, FHA and VA, conventional, jumbo and super jumbo, financing for new construction, renovation and more! This means you can rest assured that we’ll provide you with a competitive loan that meets your unique needs.

About Prospect Mortgage

An entrepreneurial company, Prospect Mortgage is growing at a time when other lenders are shrinking and closing. Our business model was formed during a challenging market, so we know what it takes to survive and meet customer needs during these tough times.

Prospect Mortgage is backed by Sterling Partners, a private equity firm with approximately $5 billion in assets and a distinct point of view on how to build great companies. Founded in 1983, Sterling has invested billions of dollars, guided by the company’s stated purpose: INSPIRED GROWTH®, which describes Sterling’s approach to buying differentiated businesses and growing them in inspired ways. Sterling focuses on investing growth capital in small and mid-market companies in industries with positive, long-term trends – education, healthcare, and business services.  Sterling provides valuable support to the management teams of the companies in which the firm invests through a deep and dedicated team of operations and functional experts based in the firm’s offices in Chicago, Baltimore, and Miami.