Last Updated: Sep 16, 2019

Mortgage Loan Options

Whether you're a first-time homebuyer or a long-time homeowner, BB&T has mortgage loan options to meet your needs. We'll partner with you to ensure your buying or refinancing experience is a success.

 

  • Fixed-Rate Mortgage

    Conventional fixed-rate mortgages offer homebuyers a consistent interest rate and identical payments over the life of their loans. If you prefer to budget a specific, unchanging mortgage payment into your monthly expenses, a fixed-rate mortgage may be right for you.

  • Adjustable-Rate Mortgage

    Adjustable-rate mortgages (ARM) offer homebuyers low initial interest rates that adjust annually after a predetermined period. If you want increased buying power (based on the lower initial rate), plan to move, or expect to increase your income before your initial rate adjusts, an adjustable-rate mortgage from BB&T may be right for you.

  • Construction-to-Permanent Loan

    If you're planning to build a new home or renovate one you already own, you can finance your land, construction and home mortgage with a BB&T construction-to-permanent loan.

  • Veteran’s Administration Loan

    Veteran's Administration (VA) loans let qualified veterans, active duty, reserves and National Guard personnel purchase or refinance an owner-occupied home.

  • First-Time Home Buyer and Low Down Payment

    BB&T offers a variety of loan programs to help first-time homebuyers and buyers with limited credit or income realize the dream of homeownership.

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