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Pegram Insurance Agency

 

PEGRAM INSURANCE AGENCY

 Most people think of life insurance as basic financial protection for loved ones. But some types of insurance can do more including enhancing the value of your estate. Among the more flexible, and popular, types of permanent coverage is universal life.

 

Fundamentals:

A universal life plan is a blend of life insurance protection and investment accounts. Part of the premiums you pay goes towards insurance; the rest comprises the investment component (also known as the cash or fund value). The growth within the investment component is tax-deferred, subject to certain limits. At death, all funds may be paid to the beneficiary on a tax-free basis.

You decide how the savings component is invested, choosing one or more of the options provided by your insurance company. A

Google is making a giant change this week that could crush millions of small businesses – Apr 21/15

Google has made a major update to its mobile search algorithm, the move is causing ripples across the web. Websites not deemed mobile-friendly will be dropped down the search rankings, dramatically reducing the number of visitors to a site. Search engine ranking experts have called the potential fallout from the changes "mobilegeddon". Businesses at risk are those who don’t know about it.

After 21 April 2015, a lot of small businesses are going to be really surprised that the number of visitors to their websites has dropped significantly. This is will affect millions of sites on the web.” Companies spend significant amounts of money and effort to appear high up in Google rankings, with places on the first page of results highly prized. Text that is too small to read on a mobile device, plus links that are too close together, will fall down the mobile ranking list. Most businesses are now getting 50% to 60% of search results from mobile devices. If you’re not ready your search results are going to halved!

How are business
AFFECTED by Mobile?
90%
Take action
from a
search
Defined as call,
visit or
purchase
94%
Have
searched
for local business
Are they finding
your business
first?
57%
Use their smartphones to search daily
Often they search
multiple times
per day

With Homemove.biz your mobile site is FREE. Easily changeable and exportable to work with your other websites.

For more info CLICK HERE or call Clements Clements at 1-877-613-2232