We will help you calculate the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. The process takes you through your finances - your debt, income, employment, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a quick process.

After you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that says that we are helping you to find the ideal mortgage loan to fit your financial needs and that we are confident you will qualify for a mortgage loan up to a certain amount.