Last Updated: Mar 28, 2024

  The Credit Union Difference

As a credit union member, you are not just a "customer" but part-owner of a financial cooperative in which all the members pool their resources to help one another. Credit unions are dedicated to the principle of "people helping people," and have a not-for-profit tax status similar to churches, charities and other groups that work to better the lives of those involved. Your credit union is directed by a volunteer board, elected by the membership, which is entrusted to keep the members’ best interests in mind, every day, all year long.

Credit unions reinvest their income to improve the financial well-being of the entire organization and each individual member. This is why they are known for their reasonable loan rates and fair return on savings. Your account will never be sold to an out-of-state bank. You will always have a voice regarding the direction of your financial institution. Credit unions also have a special commitment to reach out to persons who might otherwise be unable to obtain affordable financial services elsewhere.

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